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Credit Card Processing Overview #
StudioPlus has chosen to integrate its software with industry-leading credit card processing companies TSYS™ (formerly Cayan) in the United States, eWAY™ in Australia and New Zealand, and Global Payments in Europe and Canada. The integration
does not require any additional software. The only requirement is that
the computer you are using to run Spectra/Stratus Desktop has an Internet connection.
In addition to making credit card processing extremely easy, StudioPlus, TSYS, eWAY, and Global Payments take much of the hassle out of the requirements
necessary for your business to become PCI compliant. See the PCI Compliance section below to learn more about PCI compliance and how it affects you. To locate the PCI web site, click here.
Before processing credit cards, you will need to contact TSYS, eWAY, or Global Payments to set up an account and acquire your unique authorization credentials. These credentials will be entered into Company (Studio) Preferences in Spectra/Stratus Desktop in order to authorize the integration. For more information on establishing your account, please see the links at Company (Studio) Preferences – Credit Cards Overview
PCI Compliance of the Data Security Standard (DSS) #
The Payment Card
Industry (PCI)
Data Security
Standard (DSS)
defines a set of requirements for the configuration, operation, and security
of payment card transactions in your business. If you allow your clients
to pay with credit cards, these standards apply to you. Failure to comply
with these standards can result in significant fines should a security
breach occur. See also: https://www.pcisecuritystandards.org/security_standards/index.php
With the Spectra/Stratus credit card processing routine
with TSYS or eWAY, PCI compliance has become much easier for your
business to attain. Using this feature allows Spectra/Stratus to be removed
from the PCI compliance scope. This is achieved because Spectra/Stratus never
touch credit card numbers and never store credit card numbers
in its database. Using token processing through TSYS, eWAY, or Global Payments
this credit card routine works on single transactions as well as automatic
payment plans.
NOTE: If you have been using an older version of the software (before these changes were implemented) or have been
storing credit cards in the software, you will need to turn on this new feature
and purge the database of all existing credit card details. Click here for more information on the new settings and purge routine.
In
order for your business to be PCI compliant, you must NOT store
any credit card details in Spectra/Stratus. In addition, if you
have previously stored credit card details in your database, you must remove them.
To apply for a credit card processing account or obtain more information from TSYS or eWAY, please use these links:
- TSYS (US): http://www.studioplussoftware.com/help/CCSignUp_TSYS.aspx
- eWAY (AU, NZ, GB): http://www.studioplussoftware.com/help/CCSignUp_eway.aspx
- Global Payments (Canada): http://studioplussoftware.com/help/ccsignup_gp.aspx
For more information about setting up your TSYS or eWAY integration in Spectra or Stratus Desktop, please read:
