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You can create one or more payment methods for a client that can be
used on future payments, either for a new purchase or on a payment plan.

1. Open the client and click on the File tab in the top left corner. Choose Payment Methods from the menu.

   

2. On the Payment Methods page
   you’ll be able to add, modify, and remove payment methods for this client.

3. Click Add New to add a new payment
   method for this client.

   

4. Payment Method – Choose from one of the payment methods you have entered for your
   business in Payment Method Maintenance
   or select the information from a previously entered payment record.
   Payment processing will only run automatically on credit card transactions
   if you are using Merchant Warehouse (in the U.S. only) or eWAY  (in Australia, New Zealand, and the United Kingdom) as your credit card processor. Note: Non-credit card payment methods
   can be selected but will not automatically be charged during the payment
   processing routine.

• If you need to add more payment methods to
  choose from, close this page and go to Maintenance
  > Invoice > Payment Methods. See also: Payment Methods

• Payment methods that have previously been used by this customer will appear at the bottom of
  the list. If one of these methods is selected, the information captured on the previous payment
  will be filled in.

• If a credit card payment method was selected
  and you are using the PCI compliance option with Merchant Warehouse or eWAY for credit cards, the option to Get
  Card Information will appear at the bottom of the window.
  Click Get Card Information
  to open a secure Merchant Warehouse or eWAY gateway to enter the card
  information.

5. Credit Card Number – Fill in the full credit card number of the client’s card.

6. Expiration Date – Enter the month and year of the card’s expire date.

7. Credit Card Address – Make sure you get the billing address for the credit card.

8. Credit Card Zip
   Code – In order to get full address verification, this field
   must be filled in for the address entered above.

9. Bank Routing
   Number – Type the bank routing number if you are going use
   an ACH payment.

10. Account Number – Fill in the corresponding account number for ACH payments.

11. Other Information – Enter any pertinent notes for the payment method.

12. Choose from the following options:

• Primary
  Method – Spectra will use this method when processing payments.

• Secondary
  Method – If the primary method declines during processing, Spectra will attempt to process the payment with this method.

• Inactive
  – The method can no longer be used.

13. Click OK when finished.